Why must I always fall for stupid things

[InMyOpinion]

I keep falling for stupid scams for rideshares. I don't have a vehicle and though my boyfriend has a vehicle I don't want to always rely on him to give me rides when I want to go out of town for a modeling shoot or an acting gig. Lots of times I need a ride from rideshare and though in the past it has worked this last time I got scammed. I should have known and trusted my gut but I really needed a ride, so I just thought maybe I was being too anxious or reading too much into it. But no. After sending the girl $45 to reserve a seat for me on March 8th I have gotten scammed. She has asked for more money since her overdraft took the money I sent her and she said she needs the money available. I did not re-send her money but I should never have sent her the money in the first place. Her Facebook account was set to private so I couldn't even tell that she only has 1 Facebook friend (which would have told me that she is not trustworthy.) anyways, I'm not sure why I seem to be dumb with these things and get scammed. The worst part is that there is nothing I can do. Cops won't do anything and so I am stuck not being able to do anything about it. I really hate scammers and I hate that I fell for a scammer.

Have you ever been scammed? What have you been able to do about it?

I wish I was more technically inclined so I could search where my money went after sending it to her. It's a shame that that happened but it's even more a shame I fell for it. Needless to say I am upset. :/

 

[Cpvr]

Did this money come out of your bank account or a different card?



I would have filed a charge back and got my money back through my bank.

A bank generally refunds scam transactions as they’re customer first and they side with their customer over anyone else. It usually takes 7-31 days for them to refund you though.

 

[Ravenfreak]

If you've been scammed once, you're usually placed on a list and it's shared with other scammers. That's how they're able to target people multiple times under different accounts. I watch channels like Kitboga and Social Catfish, but Kit usually deals with phone scams and Social Catfish deals with romance scammers. Trilogy Media is another channel I watch and they do help people who have been scammed, see if you can reach out to them. I don't know if you'd be able to get your money back, but they could track down the scammer and help you.

 

[fdk]

Outside of being "scammed" a few times on online games when I was a teenager, and being the victim of a genuinely crazy fraud (must've been card cloning) a few years ago, I've luckily been able to avoid being scammed pretty well throughout life. I'm generally quite an anxious person as it is, so alarm bells really ring for me when I see something on the "too good to be true" level! But I completely get that sometimes scams aren't as simple as this to identify.

In the UK this type of fraud has recently been recognised as a type of fraud that's been named APP fraud (Authorised Push Payment), and somewhat shockingly (probably because they thought Government were close to legislating), many banks and financial institutions have signed up to voluntary agreements to refund customers who become victims of APP fraud who aren't "significantly at fault" for their loss - and generally, at least so far, they seem to be relatively reasonable with this definition.