I don't live in Florida because of storms and insurance. I don't live in Cali because of earthquakes/fires/insurance. Ya gotta find someplace kinda safe. If the insurance company thinks it is a risk, I think the same. But I really feel bad for those folks. Its devastating.
Actually, just caught where the Kenneth fire is being investigated as definite arson and they have someone in custody. The really odd thing is that if you look at the sat footage they all started pretty much at the same or very close to the same time.